Empowering Financial Inclusion
We are committed to making financial services accessible to all. Our goal is to break down barriers and ensure that underserved communities have the tools and resources they need to improve their lives, access essential services, and achieve their dreams.
Innovative Loan Solutions
Our range of flexible and customizable microloans are designed to meet the unique needs of small businesses, entrepreneurs, and individuals. Whether you're starting a new venture or expanding an existing one, our solutions provide the financial support necessary for growth and success.
Building Sustainable Futures
Through education, financial resources, and long-term support, we are helping individuals and communities create lasting economic impact. Our approach focuses on empowering people to build stable businesses, achieve financial independence, and break the cycle of poverty
INNOVATION
Creating new ideas or improving existing ones.
EMPOWERMENT
Providing tools, authority, and confidence.
AUTHENTICITY
Builds deeper, more meaningful connections.
INTEGRITY
Doing the right thing even when it's hard.

SOBA CARDS
Empowering Payments, Simplifying Finances
SOBA Cards provide a secure and convenient way to manage your finances. Whether you’re shopping online, paying bills, or making in-store purchases, these bank cards offer seamless transactions with advanced security features. Enjoy easy access to your funds, enhanced spending control, and the flexibility to use your card globally, all while earning rewards and benefits tailored to your financial needs.
Our Services
Salary Accounts
Tailored for employees in both public and private sectors, including parastatal organizations.
Business Accounts
Designed to support startups and growing businesses with flexible and affordable solutions.
Daily Savings Account
Ideal for buy-and-sell merchants, offering easy access to funds while earning interest on daily deposits.
Savings and Current Accounts
Perfect for self-employed individuals, small traders, groups, and associations.
Personal Loans
Flexible and affordable loans and salary advances to meet personal needs.
Business Loans and Overdrafts
Ideal for Small and Medium-Sized Enterprises (SMEs) seeking financial growth.
Savings Account
The SOBA Finance Individual Savings Account is ideal for those with a specific savings goal or anyone looking to start saving. With this account, you’ll earn interest on your funds, helping your savings grow, regardless of the purpose or target amount.
FEATURES & BENEFITS
- Zero account opening balance
- Earn interest at 4%
- MasterCard/Visa/Verve debit card
- Internet banking
- SOBA mobile banking app
- Email and/or SMS alerts
REQUIREMENTS
- Id card
- passport
- photos
- Tax payers’ attestation
- localization plan
- Birth certificate for minors
- Authorized documents for business accounts
AVAILABLE CHANNELS
- SOBA Internet Banking
- In-branch at any SOBA Finance branch
- SOBA Direct – our 24/7 telephone banking
- SOBA Mobile Banking App – 24/7 on your the world
Start Your Account
Get started today by opening an account with us. Enjoy easy access to a range of financial services, secure transactions, and personalized support to help you manage your money effectively.